FAQ´s

Frequently Asked Questions
Advisory Services, Precious Metal Investment & Storage with GOLDEN ROCK Capital GmbH

1. Why is investing in precious metals a good idea?

Precious metals such as gold, silver, platinum, and palladium have proven their value for thousands of years. Even in ancient times, it was said that “one ounce of gold could buy 350 loaves of bread.”

Today, precious metals continue to provide reliable protection for wealth against inflation, currency devaluation, or financial crises.
Your advantages:

  • Protected against inflation
  • No risk of total loss, unlike securities
  • Cannot be printed or devalued
  • Globally recognised and tradable
  • Liquid at any time
  • No counterparty risk as with bank deposits

2. Why invest with GOLDEN ROCK Capital?
GOLDEN ROCK is a German company headquartered in Germany, fully subject to German law.
Your benefits:

  • Legal certainty under German jurisdiction
  • Personal, transparent client service
  • No foreign legal procedures (e.g., in Switzerland)
  • Tax-optimised structure with Swiss bonded storage
  • Semi-annual audits by independent, certified auditors

3. What are the tax advantages for private clients in Germany??

  • No capital gains tax: Profits from sales are tax-free after 12 months
  • No VAT: When silver, platinum, or palladium are stored in a bonded warehouse
  • No income tax: Precious metals do not generate ongoing income

4. How does purchasing precious metals with GOLDEN ROCK work?


1. Personal consultation
2. Individual offer based on current market price
3. Identity verification in compliance with AML regulations
4. Bank transfer to the central company account
5. Purchase of metals
6. Storage in a Swiss bonded warehouse or delivery upon request
  

5. How are payments made?
All payments are made to a dedicated client account of GOLDEN ROCK Capital GmbH. Transactions are processed centrally and exclusively in the interests of our clients.
Payment options:

  • One-time transfer
  • Standing order for monthly savings plans

6. What investment options are available?
You can select your investment approach freely:

  • One-time investment: from €5,000
  • Monthly savings plan: from €100 per month
  • Combination plan: e.g., €20,000 upfront + €100/month for 12 years
  • Flexible top-ups: anytime, no restrictions

These models are intended as guidance only – you remain fully flexible.

7. How secure is my precious metal storage?
Your metals are stored in the high-security bonded vault Embraport (Embrach, near Zurich, Switzerland). Storage is carried out in a pooled inventory, with each client’s holdings tracked and verifiable at all times.
Your advantages:

  • VAT exemption for silver, platinum, and palladium
  • Gold stored under same high-security conditions
  • Access restricted to authorized personnel only
  • Legally segregated from company assets, ensuring protection in case of insolvency
  • Dual insurance coverage through AXA

8. What happens if GOLDEN ROCK becomes insolvent?
Your precious metals remain your property. They are legally segregated from the company’s assets and are not part of any insolvency estate. You can reclaim your holdings at any time.
  

9. What additional security does GOLDEN ROCK provide?

  • Centralised purchase processing
  • Semi-annual audits by independent auditors
  • Fully documented and certified metal transactions
  • Professional Swiss storage partner
  • Strict identity verification prior to account opening

10. What documents are required to open an account?

  • Completed application form
  • Consultation record
  • Copy of your ID
  • Copy of ID for the beneficial owner (if different)
  • Proof of funds for deposits over €50,000 (for AML compliance)

11. Can I cancel my contract?
Yes. You may terminate your contract at any time without penalties. Payouts are made at the current daily rate to your designated reference account.
  

12. Is a monthly purchase of precious metals worthwhile?
Yes – particularly for long-term wealth accumulation.
Advantages:

  • Entry from just €100 per month
  • Cost-averaging effect smooths out market fluctuations
  • No timing risk
  • Gradual, flexible accumulation of tangible assets

13. What are the benefits of diversifying across metals?

  • Gold: Value preservation, a classic crisis currency
  • Silver: High-demand industrial metal
  • Platinum & Palladium: Key metals for automotive and hydrogen technology, with strong future potential

14. Can small investors benefit from institutional pricing?
Yes. GOLDEN ROCK consolidates all client purchases, acting as a bulk buyer in the market. Even small investors (from €100/month) benefit from the same wholesale pricing advantages as larger investors.
  

15. Do I have a personal contact at GOLDEN ROCK?
Yes. At GOLDEN ROCK Capital GmbH, you communicate directly with us – not with call centres or intermediaries. Your inquiries are handled personally, confidentially, and with care.
  

16. What is the “Good Delivery Standard”?
The Good Delivery Standard of the London Bullion Market Association (LBMA) guarantees the highest quality, authenticity, and global tradability of precious metal bars.
LBMA-certified bar characteristics:

  • Gold: ≥ 99.5% purity
  • Silver: ≥ 99.9%
  • Platinum & Palladium: ≥ 99.95%
  • Manufacturer’s stamp
  • Serial number
  • Year of production
  • Uniform format with smooth surfaces and no cavities
  • Regular inspection and certification by the LBMA

17. Any further questions?
We are happy to provide advice – personally, individually, and discreetly. Arrange a non-binding consultation with us.
GOLDEN ROCK Capital GmbH – Your trusted partner for precious metal investments, headquartered in Germany with secure Swiss storage.
  

contact us
or send us an email: service@golden-rock.eu